Cyber Protection Designed for Real-World Threats

Hackers don’t wait. Neither should your protection.

From ransomware to rogue employees, data leaks to digital lockdowns - cyber threats are real, relentless, and evolving. OLEA Cyber SME, underwritten by iTOO, gives South African businesses the cover they need to stay resilient and responsive.

Whether you're a startup, a growing enterprise, or a seasoned SME, our cyber insurance is designed to meet you where you are - with comprehensive protection and expert support when it matters most.

Explore our portal for everything you need to make the best choice before requesting a quote!

  • Step 1: Learn more on our portal about pricing, features, and benefits.
  • Step 2: Once you're ready, request a personalised quote in seconds!
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FAQs

The policy is triggered by a wide range of cyber threats, including:

  • Cyber extortion
  • Denial of service attacks
  • Malware infections
  • Hacking
  • Insider misuse (including service providers)
  • Downstream attacks (where your systems impact others)
  • Physical theft or loss of devices and data
  • Business email compromise

First-party cover includes:

  • Regulatory fines (where legally insurable)
  • Business interruption and increased operating costs
  • Data restoration and replacement
  • Losses from named outsourced service providers
  • Theft of funds due to system breaches (excluding crypto)
  • Payment card industry fines and penalties
  • Phone phreaking (unauthorised telecom usage)
  • Physical damage to owned or leased property caused by a cyber incident

The policy covers:

  • Privacy liability: defence and settlement of claims from compromised data
  • Network security liability: harm caused to third-party systems or data
  • Media liability: claims from published content, including defamation or copyright infringement

You’ll have access to expert-led incident response, including:

  • Legal, PR, and IT forensic advice
  • Incident triage and forensic investigation
  • Crisis communications and reputation management
  • Notifications to affected parties
  • Remediation services like identity theft monitoring

Yes. It covers investigation and mitigation costs, and, if necessary, 50% of the costs to comply with a cyber extortion demand.

The policy is underwritten by The Hollard Insurance Company Limited and managed by iTOO Special Risks, South Africa’s cyber insurance specialists.